LoanStream Mortgage

LoanStream Mortgage

19000 Macarthur Boulevard Ste 200, Irvine, CA 92612

https://www.lsmortgage.com/

Internal Reviews

(5 reviews)

Total loans closed with Loan Factory
17,923

Total loans closed with Loan Factory (past 12 months)
14,516

Lender overview

Basic information

Conventional
FHA
FHA Streamline
FHA DBA
VA
VA IRRRL
USDA
Jumbo

OCMBC. INC ISAOA 19000 MACARTHUR BLVD SUIT 200 IRVINE, CA 92612

OCMBC. INC ISAOA 19000 MACARTHUR BLVD SUIT 200 IRVINE, CA 92612

Lock policies & Fees

Lock Policies

Non-QM = .02 day (max 30 days)
Prime = .02 day (max 30 days)

Relock fee: 0.25

No

Lender's niche & Overlays


NonQM loans down to 600 FICO. 

Bank Statement loans with 30% expense factor with no CPA letter needed. 

up to 85% on Nonowner Purchase -- Short Term Rental income allowed. 

Jumbo up to 90%LTV

Nonwarrantable Condos up to 75% LTV

ITIN loans up to 85% LTV


Borrower must be experienced investor to use Short-Term Rental income. 

Lender turn time

2

2

2

Review - LoanStream Mortgage

2.2

5 reviews

5

4

3

2

1

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