ARDRI LLC ISAOA ATIMA C/O Fay Servicing, LLC P.O. Box 814609 Dallas, TX 75381-4609

ARDRI LLC ISAOA ATIMA C/O Fay Servicing, LLC P.O. Box 814609 Dallas, TX 75381-4609

- Lock Term Price Adjustment:
15 Days 0.125 | 30 Days 0.000 | 45 Days -0.200 | 60 Days -0.500
- Lock Extension Price Adjustment:
3 Days -0.050 | 7 Days -0.125 | 15 Days -0.255 | 30 Days -0.500
- Rate Locks can only be requested once Cond. Loan Approval has been issued. Lock must be in place prior to final underwrite.
15 Day Locks - Speak with your Account Executive for details.

Re-Locks fees:
• re-lock fee of 0.25% (in price) for a 15 day lock,
• 0.50% (in price) for a 30 day lock or,
• 0.75% (in price) for a 45 day lock
A one-time relock for 15 days will be allowed at worst-case pricing without the relock fee ONLY if the market is 50 bps better than original lock. File must be in "Approved" status or later.
Pricing exceptions previously made to the loan will NOT be carried over.
A loan unlocked for greater than 30 days is eligible for current market pricing.